“If you look into the nation as a whole, the CASA by and large comes from the eastern and north eastern part of the country. When we decide on the branch expansion, we will be factoring this as one of the key elements so that we can increase the CASA.”

“It is not so much that you were going against consensus or being a contrarian, but that you were early and buying it in a smaller way, first maybe 2.5-3% and then buying a number of stocks, the hit rate is 35-40% but you do really well. Rest if you can do sort of breakeven relative to market when out of those 20 stocks, even seven, eight do very well you are set.”

“The country’s competitiveness is dictated by the logistics cost in a large way. India’s logistics cost till about two years back was around 14% of GDP vis-à-vis 8% to 10% for most of the mature economies. This is an integral part of attracting private investments into the economy whether it is from domestic investors or from international investors.”

“Prestige and Brigade are the two names where we see a 30% upside. Apart from that, Bombay being a big market, Lodha and Oberoi are our preferred picks in the Mumbai market. In auto, there is strong growth visibility in Maruti and Mahindra & Mahindra and in two-wheelers, we like Hero Motor.”

“In a scenario where people want to move out of China, their manufacturing supply chain in the environment where the energy bills in Europe are shooting through the roof, everything points to India being the only choice as a manufacturing destination. We are on the cusp of a manufacturing renaissance, a capex revival and credit growth and real estate cycle in India.”

“In a scenario where people want to move out of China, their manufacturing supply chain in the environment where the energy bills in Europe are shooting through the roof, everything points to India being the only choice as a manufacturing destination. We are on the cusp of a manufacturing renaissance, a capex revival and credit growth and real estate cycle in India.”

“The data flow is telling us that the US economy is getting out from that minus 1.25-1.5 annualised growth rate in the first half to positive numbers and that is nothing to scoff at. The largest economy in the world is about to move up from negative territory to positive territory, not a large positive territory but positive territory nevertheless.”

“There are good opportunities within some of the pockets where we have seen outperformance in the last three months which include banks, autos, consumer names, real estate, QSR plays and hotels. In fact, a lot of people would be on the sidelines and they would be waiting for some correction. ”

“Volume growth is coming back in the markets that JK Lakshmi operates in as well as Dalmia Bharat because it has a strong presence in the south. Southern construction activity had been weak due to unusual rains. Even Heidelberg looks good. So Dalmia Bharat and JK Lakshmi are amongst the top picks among the smaller names.”