I think my view on this and I have been holding this for quite some time, it depends on what camp you belong to. But even at a high level, you look at the numbers, the PC inflation number that Fed looks at, you see that since last Jan it is barely budging.

I think third party by the definition of it, third party liability is meant to protect people who are on the roads. So, the people who drive the vehicles they carry the onus of also indemnifying anybody if they were to hit on the road while driving the vehicles, that is why the law in this country makes this insurance mandatory

This was real money at stake and so much could be done with it. Making the right choices, understanding the risks and end-to-end execution. So, everything was quite indulging. Like they say, there is never a dull moment in stock markets.

We believe markets follow earnings trends in the long run, and volatility should be used as an opportunity to build a long-term portfolio and generate above-market returns. Geopolitical disputes may have a bearing on markets in the short term but normally it doesn't last long.

In order to claim the assets, rightful investor, rightful owner has to first of all establish the claim on that in the proper manner. He has to or she has to apply online with the IEPF authority.

I think it is a mix, so the way we look at India is we know that we cannot pick Indian stocks sitting in Australia. So what we do is as a process, we tend to hire locally based investment managers as our advisors.

​Overall, on the corporate sector, my take is that at this point of time it would be slightly early to speculate but given the track record of the government I think they would prepare themselves in advance, make sure that food products prices do not go out of reach of common man and at the same time I think would like to believe that most of the corporates also would position their products and the production in light of this development if at all it happens.

​Maybe I think the technical shorts which they created have now resulted into the short covering as a result of which I think the market prices have stabilised.

Data is showing that commercial loans, even personal loans have taken a big hit, meaning loan growth is going to be negative. India still is doing reasonably okay because interest rate hikes were not that severe as what we saw in US and so we have till now come out a little bit unscathed but more rate hikes definitely is going to impact demand even in India also.